A mortgage is the pledging of a property to a lender as a security for a mortgage loan. While a mortgage in itself is not a debt, it is evidence of a debt.
http://en.wikipedia.org/wiki/Mortgage_Insurance
Lenders Mortgage Insurance (LMI), also known as Private mortgage insurance (PMI) in the US, is insurance payable to a lender or trustee for a pool of securities that may be ...
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FHA insured mortgages require mortgage insurance to protect lenders against losses that result from defaults on home mortgages.
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